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Select Period: Financial Charting
  2017 FQ2 YTD 2016 FY 2015 FY 2014 FY 2013 FY
Period Ended 6/30/2017 12/31/2016 12/31/2015 12/31/2014 12/31/2013
Balance Sheet ($000)   
Total Assets 342,164 344,940 336,009 325,867 209,657
Total Net Loans 187,826 181,439 168,547 163,735 136,490
Total Deposits 283,839 293,428 268,527 270,734 160,029
Equity Attributable to Parent Company 34,423 32,889 33,341 30,536 23,525
Total Equity 34,423 32,889 33,341 30,536 23,525
Profitability (%)   
Net Income ($000) 910 1,314 3,428 2,249 55
Net Income Attributable to Parent ($000) 910 1,314 3,428 2,249 55
ROAA 0.53 0.39 1.03 0.75 0.03
Core ROAA 0.55 0.40 1.06 0.41 0.09
ROAE 5.42 3.86 11.03 7.94 0.23
ROATCE 5.93 4.39 11.99 8.43 0.55
Core ROAE 5.67 3.91 11.36 4.35 0.76
Net Interest Margin 3.07 2.95 2.97 3.31 3.64
Reported: Net Interest Margin 3.09 2.95 2.97 3.30 3.64
Efficiency Ratio 81.15 87.01 87.58 89.92 89.99
Noninterest Inc / Operating Rev 14.59 15.93 16.95 16.43 19.73
Balance Sheet Ratios (%)   
Loans / Deposits 66.82 62.41 63.14 60.97 86.10
Securities / Assets 35.29 37.82 38.93 37.85 26.65
Total Equity / Total Assets 10.06 9.53 9.92 9.37 11.22
Tangible Equity / Tangible Assets 9.87 9.32 9.64 9.01 11.20
Tang Common Equity / Tang Assets 9.87 9.32 9.64 9.01 11.20
Asset Quality (%)   
NPAs / Assets NA NA 0.73 1.30 2.17
NPA Excl Restructured / Assets NA 0.68 0.72 1.28 1.94
NPAs & 90+ PD / Assets NA NA 0.78 1.40 2.18
NPAs / Loans & REO NA NA 1.43 2.53 3.25
Nonaccrual & 90+ & OREO / Assets NA 0.69 0.76 1.37 1.95
NPAs & 90+ PD / Loans & REO NA NA 1.52 2.72 3.27
NPA & Loans 90+ / Tangible Common Equity + LLR NA NA 7.70 14.89 18.31
NCOs / Avg Loans (0.03) (0.02) (0.40) 0.22 0.65
Loan Loss Reserves / Gross Loans 0.97 0.92 0.92 0.87 1.07
Reserves / NPAs NA NA 63.76 33.61 32.40
Loan Loss Provision / NCO NM NM NM 86.85 69.62
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) NA NA 30,004 NA 22,563
Tier 1 Capital ($000) NA NA 30,004 27,662 22,563
Tier 2 Capital ($000) NA NA 1,559 NA NA
Total Capital ($000) NA NA 31,563 29,092 24,033
Total Risk-weighted Assets ($000) NA NA 176,534 171,460 134,355
Tier 1 Common Capital (CET1) Ratio (%) NA NA 17.00 NA 16.79
Tier 1 Ratio (%) NA NA 17.00 16.14 16.79
Total Capital Ratio (%) NA NA 17.88 16.96 17.89
Liquidity Coverage Ratio (%) NA NA NA NA NA
Leverage Ratio (%) NA NA 8.83 8.59 10.75
Basel III Leverage Ratio (%) NA NA NA NA NA
Per Share Information ($)   
Common Shares Outstanding (actual) 3,726,925 3,727,014 3,727,014 3,727,014 2,884,049
Avg Diluted Shares (actual) 3,726,955 3,727,014 3,727,014 3,218,926 2,884,049
Basic Book Value per Share 9.24 8.82 8.95 8.19 8.16
As-reported Book Value per Share NA NA NA NA 8.16
Basic Tangible Book Value per Share 9.04 8.60 8.67 7.85 8.14
Reported: Tangible Book Value 9.04 8.60 8.68 7.85 NA
Common Dividends Declared per Share 0.09 0.16 0.10 0.08 0.02
EPS after Extra 0.24 0.35 0.92 0.70 0.02
EPS after Extra Growth (%) 100.00 (62.0) 31.40 NM NM
Core EPS 0.25 0.36 0.95 0.38 0.07
Core EPS Growth (%) NA (62.5) 147.30 466.50 NM
Diluted EPS before Amortization 0.27 0.41 0.99 0.75 0.06
Pre-Provision Earnings per Share 0.17 0.21 0.20 0.17 0.18
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